Below is a summary of guidance that has been released:
1. Coronavirus became foreseeable globally on 1/31/20. This eliminates most claims for interruption, delay, and cancellation.
2. Policy triggers that may still apply for standard travel protection include
contracting coronavirus and
being quarantined due to coronavirus.
3. We suggest the CFAR Product (cancel for any reason).
Cancel For Any Reason benefit pays 60% of booking cost back to traveler.
Cancel For Any Reason coverage must be purchased within 2 weeks of booking.
Cancel For Any Reason benefits must be claimed at least 48 hours prior to arrival date.
Cancel for Any Reason charge is typically ~9.5 to 10% of Booking Total.
4. We recommend that the guests consider purchasing Travel CFAR where the guest can cancel for any reason and receive up to 60% of the booking deposit back.
See https://insurestays.com/ptnw_cfar/ for details
Please read your travel protection plan documents carefully if you are considering canceling your trip due to COVID-19. Fear of travel is generally not a covered reason for cancellation under most travel protection plans and each plan includes different coverages, limits and terms.
Other Travel Insurance options: